Privacy Policy

1. Introduction

NuBanc Financial Corporation ("NuBanc," "we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit nubancfinancial.ca (the "Website") or interact with our services.

NuBanc Financial Corporation is a portfolio company of Destiny Global Investment Corporation, operating across Canada. This Policy is governed by the Personal Information Protection and Electronic Documents Act (PIPEDA) and, where applicable, provincial privacy legislation.

By using our Website, you consent to the collection and use of your information as described in this Policy. If you do not agree, please discontinue use of the Website.

2. Information We Collect

We collect personal information in the following ways:

Information you provide directly:

• Name, email address, phone number, and city/province
• Professional details including current licensing status, years of experience, and book of business information
• Documents submitted through our Advisor Application, including insurance license certificates, Errors & Omissions (E&O) insurance certificates, credit reports, and police background check reports
• Calendar booking information including preferred meeting times
• Communications you send to us via email or contact forms

Information collected automatically:

• Browser type, device type, and operating system
• IP address and approximate geographic location
• Pages visited, time spent on pages, and referring URLs
• Cookies and similar tracking technologies (see Section 8)

3. How We Use Your Information

We use the personal information we collect to:

• Process and evaluate your Advisor Application
• Schedule and conduct discovery calls and onboarding sessions
• Send you information about NuBanc Financial programs, updates, and opportunities you have expressed interest in
• Send marketing emails and SMS messages where you have provided express consent (see Section 7)
• Respond to your inquiries and provide customer support
• Improve our Website, services, and recruiting processes
• Comply with applicable legal and regulatory obligations
• Detect and prevent fraud or unauthorized activity

We will not use your personal information for purposes that a reasonable person would consider inappropriate, and we will not sell your personal information to third parties.

4. Sharing Your Information

We may share your personal information with:

• Destiny Global Investment Corporation — our parent company, for internal administrative and compliance purposes
• Industrial Alliance Insurance and Financial Services Inc. (iA Financial Group) — our insurance carrier partner, as required during the licensing and onboarding process
• Service providers and technology partners — including GoHighLevel (CRM and website platform), Twilio (SMS communications), and calendar scheduling services — who process data on our behalf under contractual obligations of confidentiality
• Regulatory and government authorities — where required by law, court order, or regulatory body

We require all third parties to respect the security of your personal information and to treat it in accordance with the law. We do not permit our third-party service providers to use your personal information for their own purposes.

5. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable law.

• Advisor Application data (including uploaded documents) is retained for the duration of the application process and for up to 24 months following a decision, unless a longer period is required by law
• Marketing contact information is retained until you withdraw consent or request removal
• Website analytics data is typically retained for 26 months

When personal information is no longer required, we securely destroy, delete, or anonymize it.

6. Your Rights

Under PIPEDA and applicable Canadian privacy law, you have the right to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete personal information
• Withdraw consent to the collection, use, or disclosure of your personal information (subject to legal and contractual restrictions)
• Request deletion of your personal information where we no longer have a legal basis to retain it
• Lodge a complaint with the Office of the Privacy Commissioner of Canada at www.priv.gc.ca if you believe your privacy rights have been violated

To exercise any of these rights, please contact our Privacy Officer using the information in Section 12 below. We will respond to all requests within 30 days.

7. Email & SMS Marketing

NuBanc Financial complies with Canada's Anti-Spam Legislation (CASL). We will only send commercial electronic messages (emails or SMS) where we have obtained your express or implied consent.

• When you submit an application or inquiry form, you may opt in to receive our 14-Day Success Email Series and SMS updates
• Every commercial email includes a clear and functional unsubscribe link
• Every SMS message includes opt-out instructions (reply STOP to unsubscribe)
• We honour unsubscribe requests within 10 business days
• Withdrawal of consent to marketing does not affect the processing of your Advisor Application

8. Cookies & Tracking Technologies

Our Website uses cookies and similar technologies to enhance your experience, analyze traffic, and support our marketing activities. Types of cookies we use:

• Essential cookies — required for the Website to function properly
• Analytics cookies — help us understand how visitors use the site (e.g. page views, session duration)
• Marketing cookies — used to deliver relevant advertisements on platforms such as Facebook and Instagram (Meta Pixel)

You may disable cookies through your browser settings. Note that disabling certain cookies may affect Website functionality. You may also opt out of Meta advertising tracking at facebook.com/settings.

9. Third-Party Links

Our Website may contain links to third-party websites including Destiny Global Investment Corporation, Industrial Alliance, mywealthscore.ca, and mysuccessacademy.ai. This Privacy Policy applies only to nubancfinancial.ca. We encourage you to review the privacy policies of any third-party sites you visit. We are not responsible for the privacy practices of external sites.

10. Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, loss, misuse, or alteration. Our technology platform (GoHighLevel) maintains enterprise-grade security measures including encryption in transit (TLS) and at rest.

While we take reasonable precautions, no method of internet transmission is 100% secure. We cannot guarantee absolute security of your information transmitted to our Website.

11. Children's Privacy

Our Website and services are intended for adults aged 18 and over. We do not knowingly collect personal information from individuals under the age of 18. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Effective Date" at the top of this page. We encourage you to review this Policy periodically. Continued use of the Website after changes are posted constitutes your acceptance of the updated Policy.