Terms of Use

1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the website located at nubancfinancial.ca (the "Website"), operated by NuBanc Financial Corporation ("NuBanc," "we," "us," or "our"), a corporation incorporated in Canada and a portfolio company of Destiny Global Investment Corporation.

By accessing or using the Website, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree to these Terms, you must immediately stop using the Website. These Terms apply to all visitors, applicants, and users of the Website.

2. Eligibility

This Website is intended for individuals who are 18 years of age or older and are legally permitted to work and hold financial services licenses in Canada. By using the Website, you represent and warrant that you meet these eligibility requirements.

The Website is primarily designed for individuals interested in becoming Financial Success Consultants (FSCs) with NuBanc Financial. It is not intended to solicit retail financial products or investment services directly to consumers.

3. Permitted Use

You may use the Website for lawful purposes only. You agree not to:

• Use the Website in any way that violates applicable Canadian federal or provincial law or regulation
• Submit false, misleading, or fraudulent information in any application or inquiry form
• Attempt to gain unauthorized access to any part of the Website, our servers, or our systems
• Use automated tools (bots, scrapers, crawlers) to collect data from the Website without prior written consent
• Reproduce, duplicate, copy, or resell any part of the Website in violation of these Terms
• Transmit any unsolicited or unauthorized advertising, spam, or promotional material
• Upload or transmit viruses, malware, or any other harmful code
• Impersonate NuBanc Financial, Destiny Global, or any NuBanc employee, contractor, or representative

4. Advisor Applications & Submissions

The Website allows prospective Financial Success Consultants to submit an Advisor Application, including personal and professional information. By submitting an application, you confirm that:

• All information and documents provided are accurate, current, and complete
• You have the legal right to provide the submitted documents (including any third-party documents such as background checks)
• You consent to NuBanc Financial and its partners (including Industrial Alliance) reviewing and using your submission for the purposes of evaluating your application
• Submission of an application does not guarantee acceptance, employment, or a contractor relationship with NuBanc Financial

5. No Financial or Legal Advice

The content on this Website — including all text, graphics, tools, videos, and downloadable materials — is provided for informational and recruiting purposes only. Nothing on this Website constitutes financial, investment, insurance, tax, or legal advice.

NuBanc Financial is a financial services recruiting and distribution organization. We do not provide personalized financial planning or investment advice through this Website. Individuals seeking financial advice should consult a qualified, licensed financial professional.

Income projections, earning examples, or compensation references described on this Website represent potential outcomes based on various factors and are not guarantees of individual results. Your actual results will vary based on effort, experience, market conditions, and other factors.

6. Intellectual Property

All content on the Website — including but not limited to text, graphics, logos, images, audio clips, video, data compilations, and software — is the property of NuBanc Financial Corporation, Destiny Global Investment Corporation, or their respective licensors, and is protected by applicable Canadian and international copyright, trademark, and intellectual property laws.

"NuBanc Financial," the NuBanc logo, "WealthScore™," and related marks are trademarks or trade names of NuBanc Financial Corporation and/or Destiny Global Investment Corporation. Unauthorized use of any trademark or trade name displayed on the Website is strictly prohibited.

You may view and print pages from the Website for personal, non-commercial use only. You may not reproduce, republish, distribute, or create derivative works from Website content without our express written permission.

7. Third-Party Links & Services

The Website may contain links to third-party websites and services, including mywealthscore.ca, mysuccessacademy.ai, destinyglobal.ca, Industrial Alliance, and social media platforms. These links are provided for convenience only.

NuBanc Financial does not control, endorse, or accept responsibility for the content, privacy practices, or availability of any third-party websites. Your use of third-party sites is at your own risk and subject to their respective terms and policies.

8. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, SERVICES, AND MATERIALS PROVIDED THROUGH IT ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

NuBanc Financial does not warrant that the Website will be uninterrupted, error-free, virus-free, or that defects will be corrected. We do not warrant the accuracy, completeness, or reliability of any content on the Website.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NUBANC FINANCIAL CORPORATION, ITS PARENT COMPANY, AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE WEBSITE OR ITS CONTENT.

This limitation applies whether such damages are based on contract, tort (including negligence), strict liability, or any other legal theory, even if NuBanc Financial has been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

10. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Website, you consent to the collection and use of your information as described in the Privacy Policy.

11. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any dispute arising from or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario. You irrevocably consent to the jurisdiction of such courts.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Effective Date" at the top of this page. Material changes will be communicated where reasonably practicable.

Your continued use of the Website after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Website.

13. General Provisions

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. These Terms constitute the entire agreement between you and NuBanc Financial Corporation with respect to your use of the Website.